When it comes to using energy, whether you are looking to go green or asking yourself, “How do I reduce my electric bill?” you can save money by taking a few proactive steps to cut back on energy consumption. Your electric bill is a big part of your monthly expenses. By being energy efficient, you can save money each month on your electrical bill. It will take a little discipline and cooperation from the entire household, but it may well be worth it. If you are you are interested in lowering your electric bill, here are 10 tips to get you started:... Read More.
Sooner or later, we all hit a bump in the road. If that bump affects your income, your credit and you lose your car, as bad as it is, there is hope. Finding auto loans after repossessions is possible. It may take some time, but with a few steps in the right direction, you can bounce back and get a car loan after a repo.... Read More.
While buying a new car might sound tempting, when it comes to getting more for your money, the benefits of buying a used car far outweigh that of purchasing a new one. Buying used is a very good way to get a nicer car at a far more affordable price. In purchasing a used car three years or older, consumers can realize big savings. Not convinced? Here are 8 reasons to consider the benefits of buying a used car over a new one:... Read More.
If you have ever wondered, “Can I get a car with no down payment?” the answer is, “Yes.” Though there are benefits of placing down payment, it is possible to get a car without one. In a perfect world, a 20% down payment on a new car offers a degree of lender confidence. Also, even if your credit score is low, in general, with a down payment, your monthly car payments will be lower.... Read More.
If you purchase a car in Phoenix and are wondering just what car insurance is required in Arizona, or what your options are, it’s pretty straight forward. Car insurance, like nearly every state, is mandatory. If you take out a loan to acquire the car, the lender will require proof of insurance before the vehicle can be driven off the lot. Otherwise, proof of insurance is necessary when registering the vehicle at the DMV.... Read More.
One of the good things about buying a used luxury car is that, with a little research and some patience, chances are you will find the car you want at the right price. Though it may run against conventional wisdom, buying a used luxury car on a tight budget is not only possible but very likely. There are a variety of used luxury cars available on the market and the price is not out of reach for the average used car shopper. Luxury cars depreciate in value much quicker than the typical, mainstream car. For used car shoppers, this can add up to big savings and owning a very nice car.... Read More.
There is an old saying that the best time to buy a used car is before you really need one. The logic is that it allows buyers time to do research and shop for a good deal rather than making a purchase out of necessity and urgency. Driving your old car into the ground can force you into buying a car you really are not happy with. Better to take the time to plan your next purchase. Doing so will lead to a smarter purchase.... Read More.
Taking care of your car is the best way to maintain its value and get the most out of it. More than just routine maintenance such as checking the brake pads and regularly changing the oil every 3,000 miles, or washing the exterior as needed, your car’s interior needs to be kept clean, too, to maintain its value. A car’s interior is vulnerable to harmful UV rays that can damage surfaces. Combined with the day-to-day grind of tracking dirt in and out, spilling coffee or drinks, or scattering crumbs everywhere, your car’s interior can take a beating.... Read More.
The smell of cigarettes and cigarette odor in a car is unmistakable and difficult to tolerate for nonsmokers. In addition, when the time comes to sell your car or trade it in, the funk of cigarette odor can depreciate its value. The problem is, to remove cigarette smell from your car can be difficult, though not impossible. The scent of cigarette smoke is strong, and one of the most potent and hard to remove odors in vehicles. Burnt tobacco penetrates upholstery, carpet, hard surfaces and infiltrates the air system.... Read More.
Considering how much mileage is good for a used car can be tricky. If you are looking for a used car over a new one, its mileage is going to be an important factor in your decision-making. That’s because the value of any used car is often directly related to its mileage. You may find a choice car in excellent condition inside and out, but then see that the odometer has passed 100,000 miles. Is that too many miles? Is it worth the risk? Or should you pass on it? When it comes to a used car just how many miles is really too many miles? The reality is, it really depends on the kind of miles, the age of the car, and the car brand.... Read More.