500 down used car dealerships (also called buy here pay here car lots) work well for people who need to buy a car but don’t have a stellar credit history or large down payment. Unlike used car inventories on traditional car dealer lots, buy here pay here car lots don’t require a credit history.... Read More.
When you need to buy a car but aren’t in the best position financially, you need to look at financing options. Saving up to buy a car with cash or getting a bank auto loan are options that take time and aren’t easy. Consider buy here pay here financing and all the advantages it offers versus traditional auto loans. Traditional Auto Buying Financing Traditional dealerships work with bank financing to help their customers get car loans for their car sales. The banks require credit histories, have credit and income formulas, and down payment requirements. Not to mention finance rates tied to credit and income. To get the car you want with traditional financing, even a used car, you’d have to meet some challenging financial requirements. The first hurdle is credit history. The next is a large down payment. Even if you have fairly good credit, to get a loan with... Read More.
When you need a car in Arizona, you have some options. If you’re in the market for a new model, traditional car dealerships abound. You’ll need good credit and a large down payment to get a traditional auto loan though.... Read More.
It’s a challenge when you need a dependable used car fast but don’t have any savings or good credit. Even if you live within walking distance of your job, you need a car for so many other everyday activities. Going to the grocery store, visiting relatives, going out with friends – you can’t realistically walk everywhere.... Read More.
Unless you live in a busy metropolis with various forms of reliable public transportation, or you like taking taxis and ride shares everywhere, you need a car. But for many people, getting a car can be a challenging proposition. Few people have the means to pay cash upfront for the entire vehicle purchase, and traditional auto loans have tough financial and credit formulas to meet.... Read More.
The world of auto loans can seem confusing when it is time to start looking for a used car. If you are searching for a deal and looking at used cars 500 down in order to keep your costs low, looking at numbers and loan options can be overwhelming. The reality is that you do need to know the basics associated with getting an auto loan in order to make an informed decision. One topic that many first-time car buyers get confused about is the type of loan – direct vs indirect auto loans. Keep reading for a description of each type of loan so you are informed as you search for 500 down used cars.... Read More.
When looking for used cars 500 down – or any type of used car – it is important to understand the basic elements of purchasing a vehicle. One of the elements of purchasing a vehicle that can be confusing is loan interest. How does interest work on a car loan? This is an important question to ask and get answered before you start visiting buy here pay here dealerships in search of a car.... Read More.
Should I trade my car in or keep it? This is a common question that car owners face in a number of situations. When is the best time to trade? How do you figure out if you are ready? Where should you go? The answers to these questions will help you determine your next step.... Read More.
Owning a car comes with some expenses – there is no way around that fact. You must keep up with maintenance and put gas in your car regularly if you want it to run. There are other potential expenses that may seem optional but you must be careful about what you choose to cut in order to save on costs. Car insurance is one item that you should never skip out on. Even if you are looking at used cars 500 down, insurance is still important. Comprehensive insurance can cover you – and keep you in a vehicle – in situations where you damage your car or have it stolen.... Read More.
Having a car repossessed is stressful. Being unable to pay your car payment and having your car taken away is a lot to handle. If you have been through a recent repossession, you are not alone. There are around 2 million repossessions in the United States every year. In this situation, you need to take action.... Read More.