If you are car shopping and wonder, “What are buy here pay here car lots?” or “How are they different than traditional dealerships?” the answer is pretty straightforward. Buy here pay here car lots (BHPH) literally mean just that. BHPH dealers offer on-site financing. They sell and finance the cars on the lot. At a traditional car dealership, the car is sold at the dealership, but financed through an auto lender.... Read More.
Looking for good ways to build credit but not sure where to start? An easy, reliable way to help give your credit a boost has always been through a car loan. For starters, it will have an impact of both your credit report and your credit score. In the long haul, paying the loan on time will also help you establish or rebuild your credit, and improve your credit score. Repayment will also improve your eligibility to receive other types of loans, such as a mortgage, personal loan or credit card.... Read More.
How to finance a car with bad credit comes down to taking a few proactive steps. The fact is, you can find a car, finance it, and drive away no matter your credit woes. If you’re willing to do some shopping, be patient, with a little homework, you will certainly be able to finance a car that will work for you. Here are some practical tips and considerations for consumers with credit problems who are about to enter the car market.... Read More.
Why buy a used car? Buying a used car saves you money. It’s that simple. These days, used cars offer reliable transportation for consumers. They last. You can get the miles you need out of them, which means you will get the most for your money. Used cars offer a great value, too. The affordability is a very good way to save dollars, especially for families on a budget. Why buy the same model new car for thousands of dollars more than a used one? There is much to consider when purchasing a car, but ultimately, if you want to save money on that purchase, buying a used car is the way to go. Here are 5 top money-saving benefits for buying a used car and some tips on how to select the right car for you.... Read More.
When it comes to buying a car, if your goal is to get the biggest bang for your buck, purchasing a used car rather than buying a new one will save you money. There’s no denying the good feeling you have when you go car shopping and find the same car model used as new, but pay a lower price for it. That’s a good of a reason as any to buy a used car, but there are other cost-saving reasons to buy used. With a little bit of homework before deciding on a used car to buy, here are 9 tips for buying a used car and some of the benefits of doing so.... Read More.
Any seasoned traveler knows that millions take to the road during the holiday season. The increase in traffic can easily increase the stress levels for most drivers. Safety becomes a concern and with it much preparation and costs estimates for the trip. To ease the stress, as you prepare to travel, here are 10 driving tips, in no particular order, to make the holiday drive that much more enjoyable, a little more affordable, and your travel that much safer.... Read More.
In recent years, ‘Buy Here, Pay Here’ dealerships (BHPH) have gained in popularity as more people have come to realize the convenience, helpfulness, and benefits that these types of used car dealers offer. Gone is the stigma once associated with BHPH dealerships, the sketchy used car dealers have been replaced by reputable car dealers that offer a good inventory of quality used cars with guarantees and viable options to purchase for people with limited or no credit, or those with poor credit. The differences between BHPH dealerships and traditional used car dealers are minimal and can offer several key financial benefits to their customers.... Read More.
It’s fair to say that when in the market for a used car, the best used cars are the ones that are the most dependable and reliable for your money. Foreign brands generally top the lists of Consumer Reports and J.D. Power used car ranking for reliability, and most are great for high mileage, dependability, and affordable repairs. Overall, most cars these days are far more reliable compared to those made more than a decade ago. Still, in terms of reliable cars that last, your best bet is the Japanese automakers and a couple of other surprises. Below, we cover the best used cars that last.... Read More.
No credit car dealerships are often viewed with apprehension by consumers, when in fact they genuinely work to assist those with poor or no credit to find a vehicle that will fit their budget. Commonly referred to as ‘Buy Here, Pay Here’ (BHPH) dealerships, there are far more positives than negatives that are offered by these dealerships. Nevertheless, despite the key benefits of shopping at BHPH dealerships, misconceptions continue to persist and benefits continue to be often overlooked or ignored. The following are good examples of misconceptions and benefits of BHPH dealership:... Read More.
If you are in the market for a new or used vehicle, chances are you have tossed around what your best financing options are. Once you have selected the vehicle that is right for you and your family, you are going to want to have a plan in place on how you will pay for the vehicle. Below we discuss the benefits of putting money down on a vehicle and also offer some down payment tips.... Read More.