used car lots that finance

There are many ways to get a vehicle financed. Dealerships typically offer to take a buyer’s credit application and submit it to multiple banks in an attempt to get a car loan for the customer. Buyers can go to their bank or credit union and get financing separately from a dealership, as well. However, auto loans with reasonable interest rates and fees can be difficult to get approved for if you are a credit-challenged buyer. But did you know there are used car lots that finance, too?

Buy here pay here lots, like the many Auto Action dealerships across Phoenix, South Phoenix, Mesa, Chandler, Glendale, and Avondale, provide on-site financing without interference from outside entities. At our dealerships, we provide financing that fits your budget, even if you’ve had past credit problems.

What Does In-House Financing Mean?

If your credit isn’t good enough to get a low-interest auto loan, you may be left with few “good” choices. Without the cash to purchase a car outright, it can be difficult or even impossible to get new transportation when your current vehicle is no longer drivable.

When you work with a reputable buy here pay here dealership, you are eligible to apply for in-house financing to help you purchase the car you need. Our in-house financing experts have helped thousands of Arizona residents with no credit or bad credit get into a quality used vehicle with our no-hassle approval process.

How Does In-House Financing Work For Bad Credit?

For drivers with less than perfect credit, used car lots that finance can provide necessary funds that they may not be able to get elsewhere. At our buy here pay here lots, the dealership acts as the lender and the seller to provide a full-service car buying experience to Arizona drivers who need a vehicle.

At Auto Action, we offer our customers an elevated car buying experience that starts with a huge selection of affordable pre-owned trucks, cars, vans, and SUVs with the features and options you need. Our simplified loan approval process allows buyers (no matter their credit status) to get into the car they need right away.

Visit Auto Action Today For Hassle-Free In-House Financing

Getting the financing you need is easy when you choose to work with Auto Action dealerships. Plus, we take care of our customers even after the sale. Our popular Auto Action Advantage Program provides a worry-free limited warranty that includes 12-month/12,000-mile protection and free oil changes.

Get started with the financing process from the comfort of your own home or office today.