can you get a car loan with bad credit

Can you get a car loan with bad credit? It can seem intimidating or complicated if you have credit problems. Shopping a buy here pay here in Phoenix, Arizona can help you get the financing you need.

Our buy here pay here lots specialize in providing one-stop-shopping where you can get a high-quality used car and in-house financing. Our team helps people with past credit problems get the car they need at a price they can afford.

Bad Credit Car Loans

Even if your credit score is low, you’ve had a repossession in the past, or you’ve filed for bankruptcy, our team will work with you to get in-house financing that fits your budget. A typical bad credit car loan can set buyers up for failure. Payments that are too high can wreak havoc on your financial stability.

We don’t impose a set down payment, but we determine your down payment based on your situation, which may include your credit, employment status, and residency. We work with our customers to make sure they can afford their car payments before we sign the paperwork.

Our buy here pay here dealerships are set up for your convenience. With interest rates as low as 9.9%, we can finance nearly any credit situation.

How to Get Financing at Our Buy Here Pay Here Dealership

Getting financed at one of our buy here pay here lots is easy with proof of income, proof of residency and eight references. Simply fill out the application online and then visit us in person. We never run a credit check until you come into one of our dealerships.

Car Shopping On a Budget?

Buy here pay here car lots with high-quality inventory can help buyers on a budget, as well. If you need a nice selection of used cars for $500 down, a dealership offering in-house financing could help.

We determine your payments based on your interest rate, the term of the loan, your down payment, and the total amount you finance. Plus, our short-term loans can help you trade up to a newer nicer car much faster than a traditional bad credit car loan. Visit our buy here pay here in Phoenix, Arizona, today.

Let Us Exceed Your Expectations

Learn more about how our buy here pay here dealerships help people with less-than-perfect credit get the car they need by visiting our FAQ page.

Ready to go car shopping in Phoenix? Check out our $500 down used cars.