If you purchase a car in Phoenix and are wondering just what car insurance is required in Arizona, or what your options are, it’s pretty straight forward. Car insurance, like nearly every state, is mandatory. If you take out a loan to acquire the car, the lender will require proof of insurance before the vehicle can be driven off the lot. Otherwise, proof of insurance is necessary when registering the vehicle at the DMV.
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One of the good things about buying a used luxury car is that, with a little research and some patience, chances are you will find the car you want at the right price. Though it may run against conventional wisdom, buying a used luxury car on a tight budget is not only possible but very likely. There are a variety of used luxury cars available on the market and the price is not out of reach for the average used car shopper. Luxury cars depreciate in value much quicker than the typical, mainstream car. For used car shoppers, this can add up to big savings and owning a very nice car.
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There is an old saying that the best time to buy a used car is before you really need one. The logic is that it allows buyers time to do research and shop for a good deal rather than making a purchase out of necessity and urgency. Driving your old car into the ground can force you into buying a car you really are not happy with. Better to take the time to plan your next purchase. Doing so will lead to a smarter purchase.
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Before you walk into a dealership to trade in your car it is important to know the equity you presently have in your vehicle. If you are wondering, “What is vehicle equity?” or “What does it mean?” It’s important to know the answers to these questions. Knowing the equity in your car can equate to a larger down payment toward a new car. In other words, the trade-in value on your old car can get you a better deal on a new one.
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Test driving a car is the most important step before purchasing any vehicle. After all, you need to know if the car you are considering to invest thousands of dollars on is right for you. It doesn’t matter if the car looks good or if the make and model have positive reviews. What matters is the degree of comfort, how the car rides, handles and performs, which is why test driving a car is imperative before purchasing it. When it comes to test driving a car, here are a few tips that can help you make the most of your experience.
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Buying a car with bad credit is a problem that no one wants to have. But things happen. Unfortunate circumstances such as prolonged unemployment or underemployment combined with a hefty medical bill may have landed you in debt and left you in the red on your bills. It’s not as bad as you think. Having bad credit should only be looked at as a temporary problem that you can fix! With that in mind, the good news is that securing financing for a car loan is possible even with bad credit. Here is some advice on how consumers with credit problems can still get a quality a used car.
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Getting a car loan after repossession can be a challenge, but it is not impossible. In most cases, having a car repossessed is due to unfortunate financial circumstances. Unemployment, underemployment, unexpected medical bills, increased rent or mortgage, and the like, can deplete savings and leave you strapped of cash. The result can lead to falling behind in paying bills and making car payments on time. If you fall too far behind, you open the door to a having your car repossessed. Repossession of your car will blemish your credit report for seven years following the date the loan went delinquent. At first, your score will drop significantly, making approval for a loan difficult. However, the impact on your credit score doesn’t have to last as long as the repossession itself. You can do something about it. How to get a car loan after repossession will depend on how well you
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You will find some of the best SUVs under $20,000 are available at Auto Action in Phoenix and the greater Phoenix area. SUVs have always been trendy and well-liked – however, for many drivers nowadays, an SUV represents a practical option for transportation. Over the years it has grown popular with families large and small, and are popular with couples and singles, too. SUVs offer versatility, plus they are spacious, comfortable, and easy to drive. They also come in a variety of sizes. Full-size SUVs can transport you and your son’s or daughter’s Little League team. But there are standard, medium and compact size SUVs, as well, that have plenty of options to choose from. And more important, many SUVs are budget-friendly and have more standard features than ever. If you’re in the market for the best SUV under $20,000, we’re here to help. Rather than buy new, you can
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If you are considering buying a used car then it’s important to set aside some time and do a little used car research to make sure you find the right make and model to meet your needs. Finding that car is a step-by-step process. With the amount of information available at your fingertips, you can easily check the prices, know what you can afford, find a wide range of choices in makes and models, read the dealership reviews, check the vehicle history reports, and more. Here are six steps to guide you in your used car research before you walk into a dealership and test drive a car.
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If you are car shopping and wonder, “What are buy here pay here car lots?” or “How are they different than traditional dealerships?” the answer is pretty straightforward. Buy here pay here car lots (BHPH) literally mean just that. BHPH dealers offer on-site financing. They sell and finance the cars on the lot. At a traditional car dealership, the car is sold at the dealership, but financed through an auto lender.
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