If you have ever wondered, “Can I get a car with no down payment?” the answer is, “Yes.” Though there are benefits of placing down payment, it is possible to get a car without one. In a perfect world, a 20% down payment on a new car offers a degree of lender confidence. Also, even if your credit score is low, in general, with a down payment, your monthly car payments will be lower.
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Getting a car loan after repossession can be a challenge, but it is not impossible. In most cases, having a car repossessed is due to unfortunate financial circumstances. Unemployment, underemployment, unexpected medical bills, increased rent or mortgage, and the like, can deplete savings and leave you strapped of cash. The result can lead to falling behind in paying bills and making car payments on time. If you fall too far behind, you open the door to a having your car repossessed. Repossession of your car will blemish your credit report for seven years following the date the loan went delinquent. At first, your score will drop significantly, making approval for a loan difficult. However, the impact on your credit score doesn’t have to last as long as the repossession itself. You can do something about it. How to get a car loan after repossession will depend on how well you
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Looking for good ways to build credit but not sure where to start? An easy, reliable way to help give your credit a boost has always been through a car loan. For starters, it will have an impact of both your credit report and your credit score. In the long haul, paying the loan on time will also help you establish or rebuild your credit, and improve your credit score. Repayment will also improve your eligibility to receive other types of loans, such as a mortgage, personal loan or credit card.
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No credit car dealerships are often viewed with apprehension by consumers, when in fact they genuinely work to assist those with poor or no credit to find a vehicle that will fit their budget. Commonly referred to as ‘Buy Here, Pay Here’ (BHPH) dealerships, there are far more positives than negatives that are offered by these dealerships. Nevertheless, despite the key benefits of shopping at BHPH dealerships, misconceptions continue to persist and benefits continue to be often overlooked or ignored. The following are good examples of misconceptions and benefits of BHPH dealership:
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You want a new ride, but you don’t want to pay that new car price. There are plenty of advantages to buying used versus new, starting with price. Buying a used vehicle can be an exciting and overwhelming experience all wrapped up into one. Large purchases can give consumers anxiety with all of the factors involved in a sale. As a consumer, take advantage of the internet and other tools that are readily available these days to assist with finding what you want at a fair price. Below we weigh the pros and cons of buying a vehicle from a used auto dealer and offer some tips on the process.
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There are hundreds of AZ car dealerships throughout the state but there is only one leading buy here pay here dealership that offers the best vehicles at the lowest price. With locations throughout the state, Auto Action has been Arizona’s premier used car dealership since the beginning. When you are in the market for a new, “used vehicle”, there are a few creative ways you can save money on your purchase. Below we discuss 5 ways to save money on your next used car.
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As 2017 comes to a close, new and used car dealerships are looking to clear out inventory and finish the year on a high note. If you’re interested in buying a used car before the year’s end, that gives you the opportunity to drive into 2018 with a new ride at a great price.
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It may be time for you to buy a new-to-you car. Most people are unable to save up a significant amount of money in order to buy it outright from one of their nearest used car dealers in Phoenix so they have to look into financing it. However, loans can be quite confusing and most people don’t even know what they should be asking as they compare loans. Here are some questions you should ask before financing a used car.
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We get it. Sometimes the bills pile up and everyday living expenses can really add up. Many people struggle just to pay their monthly bills and there are times when you have to choose between paying for groceries and paying for your car. Add in an emergency to the situation and you can easily get behind. So what can you do if your car payments are too much! What are your options? Not paying can be detrimental to your credit score so here are some other things you should do before you lose your car. Let’s make sure you’re financing with the right car loans Arizona has to offer you!
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You need a new car, but are you are worried your credit score might hold you back from getting the financing you need? Auto Action has a solution for you whether you have good credit, bad credit, or no credit history. While Auto Action will review your credit score, our goal to is focus on your future, not your past. Auto Action offers bad credit auto loans Arizona customers have trusted again and again, year after year.
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