young couple filling out paperwork for car loans

The summer is coming to an end, and autumn is right around the corner. This the perfect time of year to buy a new or used car as dealerships are trying to move out old stock and replace it with the new. Now you are wondering ā€œHow can I get approved for car loans?ā€ Its very simple actually! Here are our tips to get you in your new car and on the road before you know it!

The Easy Way to Get Approved Today

1. Know what you need. Are you a mother toting your kids back and forth from school to activities; a student driving to colleges classes during the week; perhaps you need a pickup truck for your line of business? Think about what you need your car for on an everyday basis. Do some research ahead of time to see what kind of cars have the room you need, is fuel efficient, or has the dependability that you need. Your ability to choose the appropriate car for your need and budget, are assets in getting approved for a loan.

2. Know what you can afford. Before you head over to the car dealership you should know what car payments you can afford. Prepare ahead of time by checking your credit score and creating a budget for your loan payments. Auto Action will work with you even if your credit is less than perfect, but it is always good to have a grasp on your financial situation, as well as make sure the charges on the report are correct. Be practical about your vehicle needs because you will not only have a better chance of getting a loan but also having the ability to pay on time.

3. How to get started. It is very easy to get the ball rolling with Auction Action. Auto Action has seven locations around Phoenix, Mesa, Chandler, Glendale, and Avondale. Known among dealers in Phoenix as a great option for not only a huge range of used cars, trucks, vans, and SUVs, but also personalized finance options and superior customer service. We recommend starting the application process conveniently right online, or by visiting one of our centers. We value your time and business, so we strive to provide you with the loan you need within 30 minutes.

Remember to always ask the right questions when you are buying a car. If you need help knowing what to ask, check out our post on the top questions to ask your Arizona car dealership!