Cash or Credit When Used Car Shopping: Which One is Better?

Many people aren’t sure if they should use cash or credit when they are shopping for a used car. The question, “Which is better?” varies from person to person based on that person’s specific wants and needs. While it may be important for one person to get the car they want, someone else would prefer to not get the car they truly want and use cash to buy a reliable car that will get them from point A to point B. If you have the cash to purchase the car you want and need, all the better, however, most people usually don’t. This is where Auto Action, the experts in cars and credit, comes in. Our financing specialists will help you get into a great used car and meet you where you are no matter if you have no credit, good credit, or bad credit.

Here are some reasons why financing a used car is the better option for you:

Sometimes you need to buy a car when you don’t have all the upfront cash to purchase it.
If you do have the money (or some of it) saved away, do you want to put it toward a car or continue to keep it for a rainy day? Many people don’t want to use all of their savings so they decide to finance their cars.

If you finance your car, you can usually purchase a better car.
Some used cars can be on the more expensive side, depending on the make, model, year, mileage, and bells and whistles. Sometimes the cheaper used car option can actually end up costing more money in the long run due to maintenance costs. While not making a decision merely on price alone, you can still purchase a great, reliable used vehicle, that doesn’t break the bank, with financing solutions.

Our car finance loans are pretty easy to get, even with trouble credit.
This means that most people will be able to afford a car, no matter what their credit score is. Also, by paying regularly on a car loan, you are helping to build your credit – which is even better.

Though some people may be weary of taking out loans to buy used cars, Arizona residents can rest assured that Auto Action’s finance specialists will make the process fast, easy, and painless! Plus, it’s likely to be the best option for you to get into an affordable, reliable vehicle. With auto financing, you won’t have to worry about depleting your savings and, even better, you can get a good car that you might not have enough cash to buy!

Stop by and visit us at one of our convenient locations in the greater Phoenix area or browse our large selection of used vehicle inventory on our website.